Treasury
Management
What we can do for you

Treasury Management

Working capital and risk mitigation are top-of-mind for many CEOs of mid-size businesses. At Central Bank, we provide comprehensive industry insights and a broad range of experience to help you leverage your financial strengths to the fullest.

Success starts with you. We ask a lot of questions to get to the heart of your business. Knowing your position and what drives you, we can empower your future decision-making with data-driven insights and guidance.

Our team has the experience, technology and industry best practices you can rely on for a customized financial solution.

For questions regarding your existing accounts and services, contact Treasury Management Services at (515) 331-7210 or tmsupport@centralbankonline.com.

VISA® Commercial Rewards Card

Create a strategy that reduces risk, time and cost by automating your payables and managing your travel and entertainment expenses. This strategy will improve cash flow and add a recurring revenue from your accounts payable.

VISA Commercial Rewards Card

ACH Payments

Utilize ACH payments for control of your payables or receivables. Quickly send or receive funds while reducing costs and risks.

Wires

Wire transfers allow you to move money within hours via our online portal.

Checks

Send check with the proper fraud protection in place.

Check fraud is one of the largest challenges facing businesses. According to the Association for Financial Professionals 2020 Risk Survey Report, 70% of organizations reported being exposed to check fraud and 43% of organizations experienced direct financial loss as a result of payment fraud.

ACH Debit

Utilize ACH debit for control of your receivables or payables. Quickly send or receive funds while reducing costs and risks.

Mobile Deposit

For those one-off checks, use Mobile Deposit anytime, anywhere.

Remote Deposit

Reduce time spent on banking with Remote Deposit.

Make your daily deposits from your office. Then, export your deposits as soon as they’re processed to ease reconciliation!

Managing Treasury Risks in Challenging Times

In this ever-changing environment, businesses like yours need to understand the potential impact of unprotected processes to their bottom line.

In 2019, payment fraud remained near its all-time high despite increased efforts by fraud protection agencies. According to the 2020 AFP Payments Fraud and Control Survey, payment fraud targeted 81% of organizations in 2019.

We can help you reduce payment risks with Positive Pay, Payee Positive Pay and ACH Debit Protection.

Positive Pay

Positive Pay matches the check number, account number and dollar amount of each check to a check file authorized and issued by your company. You can also view and authorize checks before they post to your account.

Payee Positive Pay

In addition to Positive Pay, Payee Positive Pay matches the receiving payee name to the payee name on your check issue file providing ease in your reconciliation process.

ACH Debit Protection

Utilizing filters and blocks, this online fraud mitigation service manages ACH debits that post to your business account – only processing payments you authorize.

Use real-time information to make smart financial decisions.

Make easy-to-understand account inquiries for balance, cash position, maturity, payment and interest information.

Quickly search transactions from the current day, last update, or current or previous statement cycles.

Real-time float analysis gives you the most up-to-date look at your available funds.

Integrate account activity with your payroll or other accounting software for easy importing and reporting. Our software integrates with most accounting programs. Contact us to confirm your software is compatible with ours!

Search images to expedite your research.

Set up user-defined permission controls with various levels of access.

Treasury Management Team

How are you addressing your company’s biggest challenges? Partner with our experienced treasury management team for a tailored solution.

Charity DeGraaff

Charity DeGraaff

Vice President, Treasury Management Officer

Location: Sioux Falls Western Branch

Phone: (605) 521-9718

 

Kaleb Rowley

Kaleb Rowley

Vice President, Treasury Management Officer

Location: Urbandale 86th St. Branch

Phone: (515) 331-7213

 

Lisa Gould

Lisa Gould

Assistant Vice President, Treasury Management Services

Location: Urbandale 86th St. Branch

Phone: (515) 309-5102

 

Karrie Meyerhoff

Karrie Meyerhoff

Treasury Management Services | NMLS #1792391

Location: Sioux City Main Office

Phone: (712) 293-2265

 

 

 

Share

Share this on social media

  • Facebook
  • Email Us
Close

By clicking the social media icons you will be leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

You are now leaving Central Bank

You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

Would you like to continue?

Continue Cancel