Roth IRAs Photo Roth IRAs

The Roth IRA account is for you if you have earned income within certain limits and want a way to save and grow your money for retirement. To be eligible for this IRA you must have earned income within the Modified Adjusted Gross Income Requirements. Contribute up to 100 percent of your earned income or the standard limit, whichever is less.

2016 contribution limits:

  • $5,500 (under age 50)
  • $6,500 (age 50 or older)
  • Spousal contributions allowed

Distributions: Tax-free and IRS penalty-free if held for five years and taken for a qualified reason.

*Consult your tax advisor for details. Other information regarding Traditional IRAs and Roth IRAs such as conversions, transfers, rollovers and investment options are available from any of our personal bankers at Central Bank. Simply contact or come by your nearest Central Bank location to learn more.

Dustin Pohlman's Image

Dustin Pohlman

Assistant Vice President, Branch Manager II | Assistant Cashier

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Hilary Budde's Image

Hilary Budde

Personal Banker II/Head Teller

Location: Sioux City Hamilton Branch

Work Phone: (712) 233-2929

Jennifer Brown's Image

Jennifer Brown

Branch Manager II | NMLS#1138317

Location: Ankeny Main Office

Work Phone: (515) 473-7033

Jenny Yates's Image

Jenny Yates

Personal Banker II/Head Teller | NMLS #1609835

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

Julie Dhabalt's Image

Julie Dhabalt

Personal Banker II/Head Teller

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Nancy George's Image

Nancy George

Personal Banker II

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Stacy Meyer's Image

Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

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