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Tiered Interest to Benefit Higher Balances

If you want more competitive rates on your higher balances while still having access to your funds the solution is Money Market Savings from Central Bank. With limited access via ATMs and preauthorized debits in addition to security and tiered interest, Money Market Savings is a great solution for the savvy saver.

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Aside from tiered interest on your balances, Money Market Savings offers the complementary services you need to manage and access your money:

  • Variable interest, paid monthly based on the following balance tiers:
    • $50,000.00 and above
    • $25,000.00 – $49,999.99
    • $5,000.00 – $24,999.99
    • Up to $4,999.99
  • Six (6) preauthorized debits/statement cycle
  • Free ATM Card with No ATM Fees*
  • Online Banking
  • Bankline 24/7
  • Direct Deposit
  • Online Statements or monthly paper statements mailed

Additional Information About Money Market Savings

  • $1,000 minimum deposit to open account
  • $1,000 minimum balance or $2,500 average daily balance to avoid fees. If below, $10/statement cycle service charge

Apply for your Money Market Savings account today using our Money Market Savings Account Application.

*ATM Card is subject to approval. If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. 

Service charge subject to Iowa & Local Option sales tax, excluding our South Dakota locations.

Contact a Personal Banker at your nearest Central Bank location.

Is there a deposit minimum to set up an account?

Depending on the type of savings account you sign up for, there are varying minimums. The minimum for a Money Market Savings account is $1,000.

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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