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A Basic Savings Account that Works for Anyone

‚ÄčThe Classic Savings account from Central Bank offers a convenient space for you to save. Whether you’re helping your son or daughter open their first savings account or have years of saving under your belt, the Classic Savings offers interest, access and a whole lot more to help you begin your path to your savings goals.

Apply

Classic Savings gives you the tools to start saving while keeping quick access to your money:

  • Variable interest, paid quarterly
  • Six (6) preauthorized debits/statement cycle
  • Free ATM Card with no ATM Fees*
  • Online Banking
  • Bankline 24/7
  • Direct Deposit
  • Online Statements or quarterly paper statements mailed, monthly if electronic transactions

Additional Information About Classic Savings

  • $100 minimum deposit to open account
  • $100 minimum balance or $250 average daily balance to avoid fees. If below, $2/statement cycle service charge or free for those 18 and younger

Apply for your Classic Savings account today using our Classic Savings Account Application.

*ATM Card is subject to approval. If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. 

Service charge subject to Iowa & Local Option sales tax, excluding our South Dakota locations.

Contact a Personal Banker at your nearest Central Bank location.

Is there a deposit minimum to set up an account?

Depending on the type of savings account you sign up for, there are varying minimums. The minimum for a Classic Savings account is $100.

How do I open a savings account?

You can open an account online using our New Deposit Account Application or contact a Central Bank representative.

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