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You want to see the world in a new way!

There is a wide universe of specialty vehicles out there. From diesel-powered recreational vehicles, to jet skis, to horse trailers, to boats. As a Central Bank checking customer, you may be eligible for a rate discount.

New and used specialty vehicle financing from Central Bank includes loans with fixed interest rates and fixed monthly payments. Specialty vehicles include, but are not limited to: RVs/Motorhomes, Motorcycles, ATVs, Snowmobiles, Jet Skis, Horse trailers, Campers, Travel trailers, Small aircraft, Toy haulers, Fishing boats, Runabouts and Houseboats.

Finance recreational and other specialty vehicles through Central Bank. Our loan officers know the market and are willing to lend their expertise. Our RV loans feature:

  • Flexible financing options for new and used RVs
  • Quick approvals and potential discounts for Central Bank checking customers
  • Low interest rates and repayment terms reflecting the longer lifespan of many of these type of vehicles

Standard credit qualifications apply.

What types of RV or specialty vehicle loans do you offer?

We offer dealer purchase loans, refinancing and lease buyouts for RVs, fifth-wheel trailers, horse trailers and more.

What are the terms of an RV loan – the same as a car?

Many RVs have long lifespans, so accordingly, many RV loans have longer life cycles. This makes them eligible for relatively low interest rates and lower monthly payment terms.

Who is eligible to get an RV loan through Central Bank?

Applicants must be 18 years or older.

Can I be approved before I select an RV?

Sometimes, yes. In the instance of a dealer purchase loan, collateral information is not needed prior to a loan decision. In the instance of refinancing or lease buyouts, information (e.g. make/model, mileage) will be needed.

Can I refinance my existing RV loan through Central Bank?

Yes. Central Bank can refinance.

Is there a required down payment?

RV loan down payments are evaluated on a case-by-case basis. Typically, at least 10% down is required.

Are there particular dealers through which I can purchase?

Central Bank does business with dealerships across central and northwestern Iowa. Just let your Central Bank representative know which dealer you would like to purchase from.

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Alicia Hale

Branch Manager II | NMLS#950194

Location: Des Moines Drake Branch

Work Phone: (515) 279-8090

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Amy Chace

Vice President, Branch Manager II

Location: Sioux City Hamilton Branch

Work Phone: (712) 233-2929

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Brian Dooley

Branch Manager II | NMLS#1444041

Location: West Des Moines Ashworth Branch

Work Phone: (515) 222-0731

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Carolyn Yockey

Vice President, Branch Manager II

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

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Chris Jenness

Assistant Vice President, Mortgage Loan Officer | NMLS#493730

Location: Cherokee Main Office

Work Phone: (712) 225-2546

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Dustin Pohlman

Assistant Vice President, Branch Manager II | Assistant Cashier

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

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Hilary Budde

Personal Banker II/Head Teller

Location: Sioux City Hamilton Branch

Work Phone: (712) 233-2929

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Jennifer Brown

Branch Manager II | NMLS#1138317

Location: Ankeny Main Office

Work Phone: (515) 473-7033

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Jenny Yates

Personal Banker II/Head Teller

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

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Nancy George

Personal Banker II

Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Steve Boden

Vice President, Cash Management Manager

Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Tim Matasovsky

Personal Banker II

Location: Sioux City Main Office

Work Phone: (712) 293-2265

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William Boord

Assistant Vice President, Branch Manager II | NMLS#523274

Location: Urbandale Main Office

Work Phone: (515) 254-9000

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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