Home personal loans Fixed-Rate Mortgages

Fixed-Rate Mortgages Photo Fixed-Rate Mortgages

Mortgages built for the long-haul.

A fixed-rate mortgage is one in which your interest rate and monthly payment will remain the same for the life of your loan, protecting you from rising interest rates.

Visit our Online Mortgage Center to view current rates, compare loan programs and calculate payments!

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Fixed-Rate Mortgages are a straightforward and predictable home loan option that can help a homeowner plan for the future and set today’s budget.

  • Mortgage interest rate, principal and interest stay the same for the entire term of the loan
  • Terms to fit your needs.

Standard credit qualifications apply.

View our Featured Rates in our Online Mortgage Center.

What type of property can I finance?

We can finance all types of properties. Typically, fixed-rate mortgages apply to primary residences for single families.

How do I know if a fixed-rate mortgage is right for me?

If you like predictability and the ability to budget long-term, it might be the right option for you. You can visit our Online Mortgage Center to do various loan calculations as you discover the answer to this question.

Will I need a down payment? How much?

The answer is almost always yes, though specialty loans do exist. How much you’ll need depends on the type of loan you choose. You can look at various scenarios using our online mortgage calculators.

What is escrow?

Escrow are funds included in your monthly mortgage payment to cover your taxes and homeowner’s insurance. Your bank keeps these funds in an account to make payments on your behalf.

Amber Lampe's Image

Amber Lampe

Assistant Vice President, Mortgage Loan Officer | NMLS#408908

Location: Urbandale Main Office

Work Phone: (515) 254-9000

Chad Harris's Image

Chad Harris

Mortgage Loan Officer | NLMS#501594

Location: Urbandale Main Office

Work Phone: (515) 254-9000

Charlie Larson's Image

Charlie Larson

Vice President, Mortgage Loan Officer | NMLS#493731

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

Chris Jenness's Image

Chris Jenness

Assistant Vice President, Mortgage Loan Officer | NMLS#493730

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Christopher Krueger's Image

Christopher Krueger

Assistant Vice President, Mortgage Loan Officer | NMLS#728693

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Cindy Mart's Image

Cindy Mart

Vice President, Mortgage Loan Officer | NMLS#493726

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Dianna Menefee's Image

Dianna Menefee

Assistant Vice President, Branch Manager II, Mortgage Loan Officer | NMLS#493728

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

Haley Greenwood's Image

Haley Greenwood

Mortgage Loan Officer | NMLS #1426798

Location: Ankeny Main Office

Work Phone: (515) 473-7033

Karen Benecke-Renken's Image

Karen Benecke-Renken

Mortgage Loan Officer | NMLS#400191

Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Laurie Beardsley's Image

Laurie Beardsley

Mortgage Loan Officer | NMLS#441062

Location: Sioux City Hamilton Branch

Work Phone: (712) 276-3135

Vicki Davis's Image

Vicki Davis

Vice President, Managing Mortgage Loan Officer | NMLS#406039

Location: Waukee Main Office

Work Phone: (515) 987-2299

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