Home Personal Insurance Personal Umbrella Insurance

Personal Umbrella Insurance Personal Umbrella Insurance

Additional Liability Protection

Today’s world is so litigious! Courts are awarding larger and larger awards for negligence.  If an unfortunate incident should happen on your property, do you have enough liability insurance to cover your costs and protect wages, house, investments and other assets that could be at risk?  A personal umbrella policy can provide an extra layer of liability protection over and above your homeowner and vehicle policies and allows you increased confidence to weather unforeseen liability storms.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

A Personal Umbrella Insurance policy can help cover:

  • Legal fees
  • Settlement costs
  • Expenses for covered losses
  • Fees incurred from situations not covered by your underlying policy such as libel and slander

How do I apply for personal umbrella insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your personal umbrella insurance.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

Mary Jo Olthoff

Mary Jo Olthoff

Insurance Personal Lines Account Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Becky Baker

Becky Baker

Insurance Personal Lines Account Executive

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Katie Waite

Katie Waite

Insurance Personal Lines Account Manager

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Melissa Hansen

Melissa Hansen

Insurance Personal Lines Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563