Personal Risk Management Personal risk management

Central Risk and Insurance Services are Proud to Offer Services that Go Above and Beyond Standard Insurance

Central Risk and Insurance Services understands that insurance products may not always be the best tools to mitigate risk and rarely do they cover every risk scenario faced by an individual or a business. A risk management program that identifies, analyzes, controls, finances (by assumption or transfer) and administers risk may be the best tools to mitigate risk for an individual or an organization. As with all risk management programs, a significant goal should be to reduce the total net cost of risk.

Individual and business risk management is a 'fee for service engagement that can include, but is not limited to, the following:

  • Proximate Loss Causation Analysis: Central Risk and Insurance Services works through your loss history to determine causation and help you form risk control measures that effectively mitigate those loss sources.
  • Safety Management and Training: Central Risk and Insurance Services provides Safety Management and Training services that focus on effective client-centered results which are wholly directed by the outcomes our clients wish to achieve in lowering loss potential and providing a safe environment.
  • Disaster Planning/Entity Continuation Planning: Central Risk and Insurance Services can offer a tactical plan to create, implement and execute disaster preparation and/or entity continuation measures.

How do I request individual or business risk management programs?

Simply call or come to your nearest Central Insurance office to request a meeting with our Certified Risk Manager.

William Cochran Bray

William Cochran Bray

Senior Vice President/Risk and Insurance

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

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