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Personal Auto Insurance Personal Auto Insurance

Securing and Protecting You on the Road

Accidents happen. It’s an unfortunate truth. We’re so grateful that often the only injury is to replace a vehicle - and maybe a bruised ego or frayed nerve or two. After an accident, you want things to get back to normal fast. An auto insurance policy can protect the drivers in your household, giving you the right coverage for your needs and your budget.

  • Claims Service that gets you back to normal, fast.
  • Good student, safe driver, multi-family and other discounts available.
  • Member satisfaction rates among the best in the industry.
  • Periodic review to match coverage with life changes.
  • Easy access to the resources of a national brand with hometown support.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

Our agents ensure you have the right personal auto insurance coverage to meet financial responsibility requirements, mandatory coverage requirements and your budget:

  • Liability coverage- If an insured person is legally responsible for bodily injury and/or property damage as the result of an accident, liability coverage will defend and indemnify you subject to policy terms.
  • Collision coverage- helps pay for damages to your vehicle after a collision accident..
  • Comprehensive coverage- helps pay for costs related to damages from other than collision events.
  • Uninsured motorist coverage- protection for you and your vehicle from uninsured vehicle operators and owners.
  • Underinsured motorist coverage- protects you from vehicle operators and owners who do not carry enough insurance to cover the expenses related to an accident.
  • And many other types of auto insurance coverage

Contact Central Insurance today at (888) 336-5090 to start the conversation about your personal auto insurance needs.

How do I apply for auto insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your auto insurance.

How are my premiums determined?

Premiums are determined by a number of factors including your age, the vehicle you drive, where you live, your experience and the various coverage you select.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

Mary Jo Olthoff

Mary Jo Olthoff

Insurance Personal Lines Account Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Becky Baker

Becky Baker

Insurance Personal Lines Account Executive

Location: Cherokee Insurance Office

Phone: (712) 225-4563

David Rodawig

David Rodawig

Insurance Personal Lines Account Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Katie Waite

Katie Waite

Insurance Personal Lines Account Manager

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Melissa Hansen

Melissa Hansen

Insurance Personal Lines Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Jolene Johnson

Jolene Johnson

Insurance Personal Lines Account/Sales Executive

Location: Ankeny Insurance Office

Phone: (515) 333-4066

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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