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Be Prepared for Everything

Disaster strikes. It could be major or minor – in either case, you want to get things back to normal as soon as possible. Condo insurance can help in that regard with standard homeowner coverage, plus coverage options that fit condo life. Protect yourself against damage, theft, the elements and other covered events. Your agent can work with you to find if you’re eligible for bundled discounts and just what special coverage options make the most sense for you.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

Coverage options include options specific to the dwelling and attached/unattached components thereof, personal property within your condo, liability related to events/persons on your property and recovering after a disaster or event.

Dwelling: We offer coverage for the dwelling with an additional option for built structures not attached to the condo (such as a garage or gazebo).

Liability: This coverage consists of bodily injury and property damage. If an injury occurs on your property, liability coverage can help pay for damages. An additional option, personal umbrella, can offer you additional coverage should you need it.

Disaster: Natural and unnatural disasters happen. Condo insurance offers options for coverage that includes flood, earthquake, sewer backup and more. Additional options provide for coverage that recognizes increases in living expenses in the event of loss of use or for rebuilding after disaster to meet specific building codes.

Contents: Loss of valuables can hurt in more way than one. Options for insuring them include Valuables Plus* (coverage for appraised art, jewelry or other high-value items) and Brand New Belongings** (coverage for replacement/repair of belongings to like-new or new status). *Offered through Nationwide. **®Nationwide

Interest Rates

How do I apply for condo insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your homeowners insurance.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

Mary Jo Olthoff

Mary Jo Olthoff

Insurance Personal Lines Account Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Becky Baker

Becky Baker

Insurance Personal Lines Account Executive

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Katie Waite

Katie Waite

Insurance Personal Lines Account Manager

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Melissa Hansen

Melissa Hansen

Insurance Personal Lines Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Jolene Johnson

Jolene Johnson

Insurance Personal Lines Account/Sales Executive

Location: Ankeny Insurance Office

Phone: (515) 333-4066

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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