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Platinum Checking Photo Platinum Checking

With variable interest paid at tiered rates - the higher your balance, the better your rates – Platinum Checking is perfect for when you want to have cash available and make that balance work for you. Platinum Checking rewards your relationship and is free for Emerald Club members and customers who have their first mortgage with us.

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Platinum Checking offers attractive tiered interest rates for your balance.

Variable interest, paid monthly based on the following balance tiers:

  • $0 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 and above
  • Free Shazam®Chek Card* with No ATM Fees**
  • Free Online Banking
  • Free Online Bill Pay
  • Bankline 24/7
  • Free Mobile Banking***
  • Free Mobile Deposit*
  • Free Online Statements or monthly paper statements mailed
  • Overdraft Reserve on qualifying accounts*
  • Free basic wallet checks, limit 1 box/order
  • Free Cashier’s Check/Money Orders – limit 3 per month

Additional Information About Platinum Checking

  • $100 minimum to open account
  • $15,000 minimum consumer relationship, includes deposits and loans, to avoid fees
  • If below relationship qualifications, $9.99 per month service charge
  • Closed-end consumer loan rate reduction of 0.25% on any new loan.****
  • $150 off mortgage origination fees
  • 0.10% bonus rate on new CDs*****
  • Platinum Checking is free for Emerald Club members and customers who have their first mortgage with us

Apply for your account today using our Platinum Checking Account Application.

*Shazam®Chek Card, Mobile Deposit, Overdraft Reserve and Credit Cards are subject to approval.

**If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. 

***Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

****Rate reduction is not valid with any other promotional offers.

*****Bonus rate on new CDs is not valid on CD Plus, Rule Breaker CDs or with any other promotional offers.

Service charge subject to Iowa & Local Option sales tax.

How do I enroll for Online Banking?

You can enroll for Online Banking through the Central Bank website or contact a Central Bank personal banker.

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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