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Platinum Checking Photo Platinum Checking

With variable interest paid at tiered rates - the higher your balance, the better your rates – Platinum Checking is perfect for when you want to have cash available and make that balance work for you. Platinum Checking rewards your relationship and is free for Emerald Club members and customers who have their first mortgage with us.

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Platinum Checking offers attractive tiered interest rates for your balance.

Variable interest, paid monthly based on the following balance tiers:

  • $50,000.00 and above
  • $25,000.00 – ‚Äč$49,999.99
  • $10,000.00 – $24,999.99
  • Up to $9,999.99
     
  • Free Shazam®Chek Card* with No ATM Fees**
  • Free Online Banking
  • Free Online Bill Pay
  • Bankline 24/7
  • Free Mobile Banking***
  • Free Mobile Deposit*
  • Free online statements or free monthly statements mailed
  • Overdraft Reserve on qualifying accounts*
  • Free basic wallet checks, limit 1 box/order
  • Free Cashier’s Check/Money Orders – limit 3/month

Additional Information About Platinum Checking

  • $100 minimum to open account
  • $15,000 minimum consumer relationship, includes deposits and loans, to avoid fees
  • If below relationship qualifications, $9.99/statement cycle service charge
  • Closed-end consumer loan rate reduction of 0.25% on any new loan.****
  • 0.10% bonus rate on new CDs*****
  • Platinum Checking is free for Emerald Club members and customers who have their first mortgage with us

Apply for your account today using our Platinum Checking Account Application.

*Shazam®Chek Card, Mobile Deposit, Overdraft Reserve and Credit Cards are subject to approval.

**If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. 

***Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

****Rate reduction is not valid with any other promotional offers.

*****Bonus rate on new CDs is not valid on CD Plus, Rule Breaker CDs or with any other promotional offers.

Service charge subject to Iowa & Local Option sales tax, excluding our South Dakota locations.

Contact a Personal Banker at your nearest Central Bank location.

How do I enroll for Online Banking?

You can enroll for Online Banking through the Central Bank website or contact a Central Bank personal banker.

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