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Financial Calculators

Want to know how large of a loan you can afford, what your mortgage payments might be or what you need to save for retirement? Central Bank’s Financial Calculators offer a more reliable approach to planning your financial future. Simply select your calculator and enter the necessary information to plan for whatever comes next in your life.

Investment 
Investments are a good way to secure your future, but they require planning. This investment calculator helps you manage your long-term investment goals by taking into account your investment capital, rate of return, inflation, taxes and of course, time.

Retirement 
Retirement can be a scary proposition if you're unprepared. Central Bank's retirement calculator can help you plan for your retirement to ensure you are able to live the quality of life you want without outliving your precious nest egg. 

Loan
Trying to rid yourself of debt from a previous loan? Simply enter the total amount of the loan, the interest rate and time period, and our loan calculator will give you your monthly payment, what you'll pay in interest and your total payment on the loan.

Education Planning
With the ever-rising cost for a college education, it's even more important to have a financial plan in place for your children's education. Get yours started with this calculator that takes into account the number of children you have, current savings, monthly contributions, rate of return and the inflation rate of education costs.

Mortgage 
Choosing the right mortgage is a big step in purchasing the home of your dreams. This calculator helps you see what various mortgage amounts, interest rates and terms will mean for your future finances through a generated amortization schedule.

Early Mortgage Payoff
Stop letting the interest on your mortgage drain your bank account! Pay off your mortgage sooner to avoid losing hundreds of dollars a month in interest payments by using our early mortgage payoff calculator.

Credit Card Payoff 
Get back on track with your monthly credit card payments with this easy-to-use calculator. Just enter your current balance, what you can pay per month and your interest rate to see how long it will take to pay off your credit card debt.

College Savings 
You know you need to start saving for your child's college education. Central Bank's college savings calculator helps you determine what you need to save each month to provide the best education for your child.

Monthly Savings 
Whether you're saving up for a vacation or just trying to establish an emergency fund, this calculator allows you to see just how much you'll need to save per month to achieve your goal. 

Car Affordability 
Who doesn't want a new car? However, a lot of factors go into being able to afford it: your monthly payment, down payment, any trade-in value, your loan term and interest rate. Our car affordability calculator helps simplify the numbers for you.

Future Value 
Investing requires a long-term view to know what today's investment decisions will be worth. Bring some insight to the future of your investments by using this calculator to see how your investments will fare. 

Loan Affordability
You don't want to be stuck with monthly loan payments you can't afford. See how large of a loan you can afford to take out so you can make comfortable monthly payments that won't break your budget. 

Mortgage Qualification 
Need to know how much of a mortgage you qualify for? Plug in your income and expenses into this calculator to see how much of a mortgage you qualify for and what kind of home you can afford.

Loan Consolidation 
Loan consolidation can be beneficial if you have various loans and want to handle only one monthly payment. This calculator can help you determine if loan consolidation is the best option for you, or if it will end up costing you more.

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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