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SBA Loans Photo SBA Loans

Central Bank offers the Small Business Administration’s numerous loan programs to help small businesses and entrepreneurs get their ideas off the ground and their business going.

Small Business Administration loan programs help growing businesses gain access to much-needed capital. Specifically, SBA loans are available for working capital lines of credit and builders line programs for construction, to name a few.

Apply for Your Commercial Loan at Central Bank Today

The commercial lending staff at Central Bank is ready to help you find the right financing for your business. Contact your nearest Central Bank office today and ask to speak to a commercial lender to get started.

Standard credit qualifications apply.

How do I know if I qualify for an SBA loan?

If the website documentation seems overwhelming, call and talk to one of our Central Bank commercial loan officers. We are well versed in SBA programs and can quickly identify if your business would qualify.

If I get an SBA loan, am I dealing with my bank or the SBA?

You would still deal with your Central Bank banker. While there may be some specialized paperwork required by the SBA, Central Bank will be your lender.

How much can I borrow under an SBA loan?

The SBA has programs for various industries, each with different qualifications and limitations. In general, SBA loans can range from $50,000 to $5,000,000.

Brett Johnson's Image

Brett Johnson

Vice President, Commercial Loan Officer

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Chuck Wulfsen's Image

Chuck Wulfsen

Senior Vice President, Market President

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Eric Taylor's Image

Eric Taylor

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Jeff Eaton's Image

Jeff Eaton

Vice President, Commercial Loan Officer

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Jeff Lapke's Image

Jeff Lapke

Senior Vice President, Chief Lending Officer/Market President

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Jeffrey Goetz's Image

Jeffrey Goetz

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Kevin Brown's Image

Kevin Brown

Vice President, Commercial Loan Officer

Location: Storm Lake Main Office

Work Phone: (712) 293-2265

Mark Brown's Image

Mark Brown

Vice President, Private Banking

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Matt Schmaltz's Image

Matt Schmaltz

Senior Vice President, Market President

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Michele Stevens's Image

Michele Stevens

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Mike Todd's Image

Mike Todd

Senior Vice President, Commercial Loan Officer

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

Richard (Dick) Marshall's Image

Richard (Dick) Marshall

Vice President, Commercial Loan Officer

Location: Ankeny Main Office

Work Phone: (515) 473-7033

Scott Wilson's Image

Scott Wilson

Senior Vice President, Senior Commercial Loan Officer

Location: Sioux City Main Office

Work Phone: (712) 293-2265

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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