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Farm Operating Loans Photo Farm Operating Loans

Like no other business, farming requires capital that is available and adaptable. Understanding the ebb and flow of farming and the connection between operations to a myriad of factors is crucial to an ag lending relationship. Central Bank offers people and products to help farmers make it go from operating lines of credit to livestock purchase financing and more.

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  • Fixed and variable rates available
  • Advance rate: 75 percent
  • Amortization term: 12 months

Apply for Your Ag Loan at Central Bank Today

The ag lending staff at Central Bank is ready to help you find the right financing for your farm. Contact your nearest Central Bank office today and ask to speak to an ag lender to get started.

Standard credit qualifications apply.

How do I apply for an ag loan?

Our lenders take the time to understand your business, which is why we always start with a conversation. Contact one of our agricultural lending experts today.

Brett Johnson's Image

Brett Johnson

Vice President, Commercial Loan Officer

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Chuck Wulfsen's Image

Chuck Wulfsen

Senior Vice President, Senior Commercial Loan Officer/Market President

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Eric Taylor's Image

Eric Taylor

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Jeff Eaton's Image

Jeff Eaton

Vice President, Commercial Loan Officer

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Jeff Lapke's Image

Jeff Lapke

Senior Vice President, Chief Lending Officer/Market President

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Jeffrey Goetz's Image

Jeffrey Goetz

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Kevin Brown's Image

Kevin Brown

Vice President, Commercial Loan Officer

Location: Storm Lake Main Office

Work Phone: (712) 293-2265

Mark Brown's Image

Mark Brown

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Matt Schmaltz's Image

Matt Schmaltz

Senior Vice President, Senior Commercial Loan Officer/Market President

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Michele Stevens's Image

Michele Stevens

Vice President, Commercial Loan Officer

Location: West Des Moines Westown Branch

Work Phone: (515) 224-2130

Mike Todd's Image

Mike Todd

Senior Vice President, Commercial Loan Officer

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

Richard (Dick) Marshall's Image

Richard (Dick) Marshall

Vice President, Commercial Loan Officer

Location: Ankeny Main Office

Work Phone: (515) 473-7033

Scott Wilson's Image

Scott Wilson

Senior Vice President, Senior Commercial Loan Officer

Location: Sioux City Main Office

Work Phone: (712) 293-2265

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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