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Commercial Umbrella Insurance Commercial Umbrella Insurance

Be More Prepared Than The Problem

Commercial umbrella insurance can help if you are sued. Every company faces the possibility of an unexpected lawsuit.

Commercial umbrella insurance helps protect the financial future of your company by covering damages that exceed the limits of your underlying liability insurance. If you are sued for $1.5 million but only have $1 million in general liability insurance, a commercial umbrella insurance policy could pay the outstanding $500,000, leaving your business assets or profits untouched. It is our best defense against an unusually high loss when the limits of an underlying policy have been reached.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

Commercial umbrella insurance can help protect your business for the unexpected.

  • Covers damages that exceed the limits of your underlying liability insurance.
  • Pays for any outstanding damages, leaving your assets and profits untouched.

Interest Rates

How do I apply for commercial umbrella insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your commercial umbrella insurance.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

William Cochran Bray

William Cochran Bray

Senior Vice President, Risk and Insurance

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Jean Allen

Jean Allen

Insurance Commercial Lines Account Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Jared Brashears

Jared Brashears

Insurance Sales Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Brent Richter

Brent Richter

Insurance Commercial Lines Account Executive

Location: Sioux City Insurance Office

Phone: (712) 233-4054

Leigh Laven

Leigh Laven

Insurance Commercial Lines Manager

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Jocelyn Bauer

Jocelyn Bauer

Insurance Commercial Lines Account Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Anthony Hunt

Anthony Hunt

Insurance Commercial Lines Account Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Todd Dykstra

Todd Dykstra

Insurance Sales Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Justin Mohning

Justin Mohning

Insurance Sales Executive

Location: Cherokee Insurance Office

Phone: (712) 225-2546

Greg McInnis

Greg McInnis

Insurance Agribusiness Manager/Sales Executive

Location: Sioux City Insurance Office

Phone: (712) 233-4054

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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