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Liability Insurance liability insurance

When Your Business is Held Liable, Be Prepared

Liability insurance is essential to maintaining the financial health of any well-run business. Liability coverage is customizable, effective and affordable. General liability insurance, to protect you from bodily injury, property damage and more, and cyber insurance, to protect you from internal and external cybercrimes are both offered. Our claims service and customer service is open 24/7 to support you.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

General liability insurance covers:

  • Bodily injury and property damage liability: Covered losses can include things like an injury from a slip and fall at your premises or worksite and damage to neighboring property.
  • Medical payments: This coverage for medical expenses is for a covered bodily injury to a third party as a result of an accident on your premises or worksite.
  • Personal and advertising injury liability: This coverage can help protect you in situations such as when an employee speaks or publishes information that slanders or libels a person or organization, publication of material that violates a persons right of privacy, copyright infringement, or wrongful eviction.

Cyber liability insurance covers:

  • Computer fraud
  • Fuel card protection
  • Destruction of electronic data or computer programs
  • Employee theft (name or position coverage)
  • Robbery inside the premises (in the care and custody of a custodian)

How do I apply for liability insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your liability insurance.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

William Cochran Bray

William Cochran Bray

Senior Vice President, Risk and Insurance

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Jean Allen

Jean Allen

Insurance Commercial Lines Account Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Jared Brashears

Jared Brashears

Insurance Sales Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Brent Richter

Brent Richter

Insurance Commercial Lines Account Executive

Location: Sioux City Insurance Office

Phone: (712) 233-4054

Leigh Laven

Leigh Laven

Insurance Commercial Lines Manager

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Jocelyn Bauer

Jocelyn Bauer

Insurance Commercial Lines Account Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Anthony Hunt

Anthony Hunt

Insurance Commercial Lines Account Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Todd Dykstra

Todd Dykstra

Insurance Sales Executive

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Justin Mohning

Justin Mohning

Insurance Sales Executive

Location: Cherokee Insurance Office

Phone: (712) 225-2546

Greg McInnis

Greg McInnis

Insurance Agribusiness Manager/Sales Executive

Location: Sioux City Insurance Office

Phone: (712) 233-4054

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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