Home business deposit-account Standard Business

Standard Business Photo Standard Business

Designed to Help Grow Your Business

Standard Business checking offers additional features like ACH origination to improve your efficiency and grow your business.

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  • Minimum to avoid fees/monthly maintenance: 
    • $1,000 average monthly balance. If below, $10/month. First month waived. 
  • 200 free monthly transactions. If over: 
    • $0.25/item for checks and deposit tickets
    • $0.25/item for deposited items on us
    • $0.25/item for deposited items not on us
  • ACH origination, limited volume*. Contact our Treasury Management team for more details! 
  • Free Debit Card*
  • Free Online Statements or $5 for monthly statements mailed
  • Free Online Banking with Bill Pay
  • Free Mobile Banking** with Mobile Deposit*

Open your Standard Business account by visiting any Central Bank location.

Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations. *Subject to approval. †If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. **Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Is there an option for Online Banking?

Yes. With a Standard Business checking account, you’re able to view account history and make transfers between accounts. 

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Alivia McNulty

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Location: Waukee Main Office

Work Phone: (515) 987-2299

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Alysa VanRooyan

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Location: Sioux City Morningside Branch

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Amy Button's Image

Amy Button

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Location: Brookings Main Office

Work Phone: (605) 696-3416

Andrew Clausen's Image

Andrew Clausen

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Location: Urbandale 100th St. Branch

Work Phone: (515) 254-9000

Angela Reinert's Image

Angela Reinert

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Location: Storm Lake Main Office

Work Phone: (712) 749-7513

Ashly Esquivel's Image

Ashly Esquivel

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Location: Dakota Dunes Main Office

Work Phone: (605) 540-4333

Blair Martyr's Image

Blair Martyr

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Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Brittny Brunning's Image

Brittny Brunning

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Location: Storm Lake North Branch

Work Phone: (712) 732-1919

Cole Bruening's Image

Cole Bruening

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Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

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Damon Punt

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Location: Sioux Falls Minnesota Branch

Work Phone: (605) 977-5566

Debbie Nelson's Image

Debbie Nelson

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Location: Cherokee Main Office

Work Phone: (712) 225-2546

Dianna Tran's Image

Dianna Tran

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Location: Ankeny Main Office

Work Phone: (515) 254-9000

Ethan Moxnes's Image

Ethan Moxnes

Personal Banker II

Location: Sioux Falls Western Branch

Work Phone: (605) 782-0759

Jazmine Martin's Image

Jazmine Martin

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Location: Urbandale 100th St. Branch

Work Phone: (515) 254-9000

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Jessica Inrachavonga

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Location: Des Moines Highland Park Branch

Work Phone: (515) 331-7235

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Joseph Sudbeck

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Location: Sioux Falls 12th St. Branch

Work Phone: (605) 977-7500

Julie Dhabalt's Image

Julie Dhabalt

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Location: Cherokee Main Office

Work Phone: (712) 225-2546

Karrie Meyerhoff's Image

Karrie Meyerhoff

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Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Kaylea Struve

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Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Krystle Payne

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Location: Dakota Dunes Main Office

Work Phone: (605) 540-4333

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Logan Nolan

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Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Maria Rios's Image

Maria Rios

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Location: Sioux City Hamilton Office

Work Phone: (712) 233-2929

Nancy George's Image

Nancy George

Personal Banker II/Emerald Club Director

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Nancy Price's Image

Nancy Price

Relationship Banker II

Location: Brookings Main Office

Work Phone: (605) 692-2314

Nicole Harding's Image

Nicole Harding

Branch Manager I

Location: Sioux Falls Western Branch

Work Phone: (605) 977-5523

Rhonda Rowe's Image

Rhonda Rowe

Branch Manager I

Location: Des Moines Ingersoll Branch

Work Phone: (515) 331-7235

Russell Asman's Image

Russell Asman

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Location: Des Moines Drake Branch

Work Phone: (515) 471-1168

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Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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