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A Perfect Checking Solution for Small Businesses

Small business owners and entrepreneurs are a different breed. Things like long days, short nights and tackling the daily challenges of running a business don’t phase them. Central Bank offers the Small Business checking account that provides all the services small business owners need with low fees. This means less time worrying about balance requirements and more time focused on building a great business to serve the community.

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Small business owners and entrepreneurs can use Small Business Checking to help them get their operation up and running with the numerous benefits of this account:

  • No minimum balance required
  • Unlimited check writing
  • Free Shazam®Chek Card*
  • Online Banking
  • Bankline 24/7
  • Direct Deposit
  • Online Statements or monthly paper statements mailed

Additional Information About Small Business Checking

  • $5 monthly maintenance fee
  • $0.15 per check written fee
  • Earnings credit of $0.10 per $100 lowest balance maintained, used to offset maintenance, check and deposit item fees

Open your Small Business account by coming by any Central Bank location.

Shazam®Chek Card and ATM Card are subject to approval. Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa & Local Options sales tax.

What is the minimum balance?

There is no minimum balance for a Small Busines checking account.

How do I know if this account is right for me?

The Small Business checking account is designed for small businesses who write less than 50 checks per month and deposit less than 100 items per month.

Is there an option for online banking?

Yes. With a Small Business checking account, you are able to view account history and make transfers between accounts.

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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