New regulations allow for financial institutions to charge for the use of their ATM machines; although, as a Central Bank customer you will NOT PAY any surcharges at any of our ATM locations which include:

Storm Lake N. Branch: Drive-up Lane Storm Lake: Hy-Vee Storm Lake: Tyson Storm Lake: BV Regional Med Center Storm Lake: Buena Vista University Storm Lake: King's Pointe Cherokee: Drive-Up Lane Cherokee N. Branch: Drive-up Lane Spirit Lake: Drive-up Lane Spirit Lake: Emporium Arnolds Park: Godfathers Pizza Sioux City: 522 4th St. - Drive-up Lane Sioux City: 2906 Hamilton Blvd - Drive-up

Another GREAT ADVANTAGE of being a Central Bank customer is that we are part of the Privileged Status program Shazam offers. Privileged Status is a program within the Shazam Network which allows our customers to use the ATM's of other participating Privileged Status financial institutions with no surcharge fees. What this means to you is that this will expand the number of surcharge-free ATM locations available to you.

Safety Precautions for ATM Terminal Usage

Please keep in mind the following basic safety tips whenever you use an ATM:

• Have your ATM Card or ShazamCheck Debit Card ready to use when you reach the ATM. Have all of your forms ready before you get to the machine. Keep some extra forms at home for this purpose.
• If you are new to ATM usage, use machines close to or inside a financial institution until you become comfortable and can conduct your usage quickly.
• If using an ATM in an isolated area, take someone else with you if possible. Have them watch from the car as you conduct your transaction.
• Do not use ATMs at night unless the area a machine are well-lighted. If the lights are out, go to a different location.
• If someone else is using the machine you want to use, stand back or stay in your car until the machine is free. Watch out for suspicious people lurking around ATMs, especially during the times that few people are around.
• When using the machine, stand so you block anyone else's view from behind.
• If anything suspicious occurs when you are using a machine, cancel what you are doing and leave immediately. If going to your car, lock your doors.
• Do not stand at the ATM counting cash. Check that you received the right amount later in a secure place, and reconcile it to your receipt then.
• Keep your receipts and verify transactions on your account statement. Report errors immediately. Do not leave leave receipts at an ATM location.

If your Central Bank ATM, Debit or Credit card has been lost or stolen you will need to report it immediately. If you are unable to contact the Bank during normal business hours please call:

• ATM / Debit Card (Shazam): 1-800-383-8000
• Credit Card (Certegy): 1-800-325-3678