Everything YOU need:
We have a wide array of loan products and numerous experts to assist you in your choice of a loan that fits your needs. Depend on us for all of your loan needs!

 

 

 

 

Mortgage Loans

Want to get the most out of your banking relationship? We can help! We offer you the best mutually beneficial loan relationship possible. Along with a variety of low-rate mortgage programs, we can provide answers to many of your mortgage questions.

Save time! Simply click on the online mortgage application above and apply now to get the ball rolling. You are also welcome to call, e-mail or stop in to take advantage of any of these programs:

  • Long Term Fixed Rate Loans
  • Adjustable Rate Mortgages
  • 3% down Conventional Loans
  • Construction loans
  • First Home Grant Funds
  • First Time Home Buyer Loans
  • Home Equity Credit Lines
  • Financing for your Primary residence, second home or investment property
  • Same day loan approvals
  • Pre-approvals
  • Local loan approvals
  • Local Servicing
Apply Online for Home Loan Now!
 
 
Home Equity Loans
Put the equity in your home to work for you right now with a Home Equity Loan from Central Bank.

Since Home Equity Loans are the only consumer loans with tax-deductible interest, you could put all of the loan proceeds to work to; buy a new car, fund your child's education, travel, remodel your home — you name it, and you may be able to deduct up to 100% of the interest from your taxes.*

Call, e-mail or stop by one of our locations for information on rates:**
 
 
Consumer Loans
Come to our experts for fast approval, attractive interest rates, and professional advice. We have complete lending services to assist you in reaching your dreams, whatever they may be.

Call, e-mail or stop by one of our locations for information on rates:**
 
 
Business and Ag Loans
One of the continuing challenges of doing business is understanding and securing the most appropriate financing option for your organization. We are committed to building a relationship that is focused on meeting your goals. Call, e-mail, or stop in to take advantage of any of these programs:
  • Commercial Operating Lines of Credit
  • Agricultural Operating Lines of Credit
  • Long Term Fixed Rate Financing, Ag & Commercial
  • Equipment Financing
  • Letters of Credit
  • SBA Loans
  • USDA Loans
  • FSA Loans
 
 
 
 
 
 
 
 
 
 
*Consult your tax advisor for deductibility status.
**Rates subject to change at any time without notice and may be higher than the rate currently offered. Actual rate will vary depending term of loan, loan amount, loan-to-value ratio, credit history, Central Bank's internal credit policies, and the date your application is received. Certain Restrictions may apply.
¥ Loans are payable in monthly installments and are fully amortized.
   
 
   

      

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